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flawless12
Why is health insurance so expensive? It seems as though on an average people are paying close to $375 a month for it and when it comes time to getting a procedure done or any kid of testing, you end up paying more. What do you guys think?
Answer
Inflation affects insurance companies as well as hospitals, Doctors too. Hospital wages, equiptment, electric, gas, food, etc, etc, takes the price billed to the insurance companies up and so it is passed down to the consumer (you and me). The hospital I use just took up the cost of everything, rooms, testing, and I imagine everything they could.. So, I know I will soon be seeing an increase in the insurance premiums. If my hospital is raising prices they won't be the only ones to do it. Things like people not paying what they owe, defrauding insurance companies, like the guy on YQA who wants to pull a bump and run with his car to defraud the car insurance. These things will bring up the premiums we all pay. As far as I am concerned Insurance Companies are a Scab on the face of the Earth!!!!! They are a rip off, if their profits are not in the billions and billions they will keep raising the premiums and always have a good excuse for doing so. God forbid you are really sick and have to use your insurance, say Cancer, eventually your insurance is cancelled or you can't afford it anylonger. Once your insurance is cancelled, you are Cancer free and try to get insurance once again......NOT.....they ask you the question have you ever had Cancer? Answer yes, you are flatly refused or given a rate for the insurance which is so high you can't afford it. Answer No, be lieing and get caught you will have to pay everything and anything back they have paid or go to jail for insurance fraud. What we need in the United States is Nationalized Medical Care like they have in Canada and several other countries. The lobbyist for the insurance companies will never let that happen, their industry lives in Washington DC giving perks to every Congressman and Senator they can. The pharmacutical companies have done the samething. They were able to get a bill passed that effectively made it so they can continue to raise ther prices as they deem necessary. Medicare, now gets no deals from the drug companies in order to keep the prices down to the consumers. I know for sure that the VA is still getting deals, they wouldn't go along with them. There were quite a few others that are affected as well. However the bill was worded I can't say, but the one thing I do know is that it screws the consumer and keeps the drug companies with ridiculously high profits. At the same time there were many Congressmen and Senators who retired after this bill was passed, and were hired by the drug companies as lobbyist, at least 12 of them retired. These are politicians who pushed hard and called in favors from all the collegues to get the bill passed. It smells a little fishy to me.....like a conflict of interest....especially if these politicians knew they were going to be hired as lobbyists. Old GWB said afterwards that if he realized what was going on he would have done something to stop it. Why doesn't he have a 10 million dollar investigation that will go nowhere!!!!!!!!!!!!!!!
Inflation affects insurance companies as well as hospitals, Doctors too. Hospital wages, equiptment, electric, gas, food, etc, etc, takes the price billed to the insurance companies up and so it is passed down to the consumer (you and me). The hospital I use just took up the cost of everything, rooms, testing, and I imagine everything they could.. So, I know I will soon be seeing an increase in the insurance premiums. If my hospital is raising prices they won't be the only ones to do it. Things like people not paying what they owe, defrauding insurance companies, like the guy on YQA who wants to pull a bump and run with his car to defraud the car insurance. These things will bring up the premiums we all pay. As far as I am concerned Insurance Companies are a Scab on the face of the Earth!!!!! They are a rip off, if their profits are not in the billions and billions they will keep raising the premiums and always have a good excuse for doing so. God forbid you are really sick and have to use your insurance, say Cancer, eventually your insurance is cancelled or you can't afford it anylonger. Once your insurance is cancelled, you are Cancer free and try to get insurance once again......NOT.....they ask you the question have you ever had Cancer? Answer yes, you are flatly refused or given a rate for the insurance which is so high you can't afford it. Answer No, be lieing and get caught you will have to pay everything and anything back they have paid or go to jail for insurance fraud. What we need in the United States is Nationalized Medical Care like they have in Canada and several other countries. The lobbyist for the insurance companies will never let that happen, their industry lives in Washington DC giving perks to every Congressman and Senator they can. The pharmacutical companies have done the samething. They were able to get a bill passed that effectively made it so they can continue to raise ther prices as they deem necessary. Medicare, now gets no deals from the drug companies in order to keep the prices down to the consumers. I know for sure that the VA is still getting deals, they wouldn't go along with them. There were quite a few others that are affected as well. However the bill was worded I can't say, but the one thing I do know is that it screws the consumer and keeps the drug companies with ridiculously high profits. At the same time there were many Congressmen and Senators who retired after this bill was passed, and were hired by the drug companies as lobbyist, at least 12 of them retired. These are politicians who pushed hard and called in favors from all the collegues to get the bill passed. It smells a little fishy to me.....like a conflict of interest....especially if these politicians knew they were going to be hired as lobbyists. Old GWB said afterwards that if he realized what was going on he would have done something to stop it. Why doesn't he have a 10 million dollar investigation that will go nowhere!!!!!!!!!!!!!!!
I am a teacher and have been having trouble seperating my school life and my home life...any recommendations?
sacabeans0
I feel like I can not shut my mind off....I get home and I grade papers and I get prepared for the next day and I always feel as if I am thinking about school. Any recommendations? I want to be more relaxed when I get home.
I am a middle school teacher...6 grade/sections...3 subjects....I use all of my prep time effectively. I work during lunch as well!
I also do an after-school club and responsible for yearbook.
Answer
Here is a little something to think about:
A Motivational Story with Wisdom-
The Trouble Tree
by Author Unknown
The carpenter I hired to help me restore an old farm house had just finished a rough first day on the job. A flat tire had caused him to miss an hour of work, his electric saw quit, and now his ancient pick-up truck refused to start.
As I drove him home, he sat in stony silence. When we arrived he invited me in to meet his family. As we walked to the front door, he paused briefly at a small tree, touching the tips of the branches with both hands. When opening the door he underwent an amazing transformation. His tanned face was wreathed in smiles; he hugged his two small children and gave his wife a kiss.
Afterward he walked me to the car. We passed by the tree and my curiosity got the better of me. I asked him about what I had seen him do earlier.
"Oh, that's my trouble tree," he replied. "I know I can't help having troubles on the job, but one thing's for sure, they don't belong in the house with my wife and children. So, I just hang them on the tree when I come home in the evening and then I just pick them up again in the morning."
"Funny thing, though," he smiled, "when I come out in the morning to pick 'em up, there ain't nearly as many as I remembered hanging there the night before."
______________________________________________
Being a teacher is not an easy job now days and it is difficult to seperate job/home in the mind especially with kids, issues etc... you may even think of meditation tapes to cleanse the mind or a yoga class, something you can train to direct your mind to stop pressing the play and FF button in your head at the same time. Meditation does help a great deal.
Here is a little something to think about:
A Motivational Story with Wisdom-
The Trouble Tree
by Author Unknown
The carpenter I hired to help me restore an old farm house had just finished a rough first day on the job. A flat tire had caused him to miss an hour of work, his electric saw quit, and now his ancient pick-up truck refused to start.
As I drove him home, he sat in stony silence. When we arrived he invited me in to meet his family. As we walked to the front door, he paused briefly at a small tree, touching the tips of the branches with both hands. When opening the door he underwent an amazing transformation. His tanned face was wreathed in smiles; he hugged his two small children and gave his wife a kiss.
Afterward he walked me to the car. We passed by the tree and my curiosity got the better of me. I asked him about what I had seen him do earlier.
"Oh, that's my trouble tree," he replied. "I know I can't help having troubles on the job, but one thing's for sure, they don't belong in the house with my wife and children. So, I just hang them on the tree when I come home in the evening and then I just pick them up again in the morning."
"Funny thing, though," he smiled, "when I come out in the morning to pick 'em up, there ain't nearly as many as I remembered hanging there the night before."
______________________________________________
Being a teacher is not an easy job now days and it is difficult to seperate job/home in the mind especially with kids, issues etc... you may even think of meditation tapes to cleanse the mind or a yoga class, something you can train to direct your mind to stop pressing the play and FF button in your head at the same time. Meditation does help a great deal.
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Title Post: Why is health insurance so expensive?
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Rating: 92% based on 925 ratings. 4 user reviews.
Author: Unknown
Thanks For Coming To My Blog
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