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andres bon
Hello, I would like to have an idea to assess how much will be the best offer, living decently and at least to have savings in Edinburgh, Scotland. I plan to take my wife and 2 kids with me.
I read that tax will be around 20%.
Can someone please help me lay out as follows? On a monthly basis.
Groceries, school bus, transportation (Bus), Utilities(water,electricity,etc.) , Education ( elementary and pre school), Gasoline, health care, dining out like 2x a month and any other cost I am not aware of in Edinburgh?
I know it is quite detailed, sorry.
Answer
I lived in Edinburgh. But only as a university student so my take on things will be slightly biased.
VAT (value added tax): 20% on most goods and services -- https://www.gov.uk/vat-rates
Groceries: I spent about 30 a week on myself. I do not eat meat or dairy but do eat a lot of fruit and fresh vegetables. So that would be 120 a week for one person.
School Bus: If you are from the states the school bus system is not the same. Kids are expected to make their own way to school by walking, driving, or taking the public bus. The bus each way is 70p for children.
Bus: You can buy one way fair for an adult for 1.50. A day ticket for 3.50. A week's unlimited pass for 17 (13 for uni student and 9 for children). A month's unlimited for 51 (40, 39). A year's for 612 (468,324). more information at: http://lothianbuses.com/timetables-tickets-maps/fares-and-tickets
Utilities: I was a student so I did not have to pay for water or council tax. but in a three person flat the gas/electric was about 60 pounds a month total (and their was a set payment. you you obviously used less in the summer and more than that amount in the winter but it evened out in the end).
education: free school and university-> (for those living in scotland for 4+ years). private schooling available. Most public and all private schools wear a uniform.
Gasonline: expensive. 3.65 per litre. use an automatic and only drive when needed as filling your car will probably cost 60 quid. http://www.indianagasprices.com/Edinburgh/index.aspx
health care: free as long as you are a resident. but you can pay for it if you want. www.bupa.co.uk
eating out: I was a student so i obviously ate cheap. But I would say a main at an average restaurant (not a pub meal) would be 15-20 pounds and a fiver for a drink. So one main, one appetizer, one drink each for two people would be about 65 pounds.
check out this website for more information on cost of living. http://www.expatistan.com/cost-of-living
I lived in Edinburgh. But only as a university student so my take on things will be slightly biased.
VAT (value added tax): 20% on most goods and services -- https://www.gov.uk/vat-rates
Groceries: I spent about 30 a week on myself. I do not eat meat or dairy but do eat a lot of fruit and fresh vegetables. So that would be 120 a week for one person.
School Bus: If you are from the states the school bus system is not the same. Kids are expected to make their own way to school by walking, driving, or taking the public bus. The bus each way is 70p for children.
Bus: You can buy one way fair for an adult for 1.50. A day ticket for 3.50. A week's unlimited pass for 17 (13 for uni student and 9 for children). A month's unlimited for 51 (40, 39). A year's for 612 (468,324). more information at: http://lothianbuses.com/timetables-tickets-maps/fares-and-tickets
Utilities: I was a student so I did not have to pay for water or council tax. but in a three person flat the gas/electric was about 60 pounds a month total (and their was a set payment. you you obviously used less in the summer and more than that amount in the winter but it evened out in the end).
education: free school and university-> (for those living in scotland for 4+ years). private schooling available. Most public and all private schools wear a uniform.
Gasonline: expensive. 3.65 per litre. use an automatic and only drive when needed as filling your car will probably cost 60 quid. http://www.indianagasprices.com/Edinburgh/index.aspx
health care: free as long as you are a resident. but you can pay for it if you want. www.bupa.co.uk
eating out: I was a student so i obviously ate cheap. But I would say a main at an average restaurant (not a pub meal) would be 15-20 pounds and a fiver for a drink. So one main, one appetizer, one drink each for two people would be about 65 pounds.
check out this website for more information on cost of living. http://www.expatistan.com/cost-of-living
What do you think should be done about the daycare problems in this country?
christianw
Do you think daycare is too expensive? Do you work at one and think they dont pay enough? Any ideas on change?
Answer
It's expensive, but the daycares have to pay their employees and overhead cost.
My kids are in a home daycare and she makes approximately $3000/month (before taxes and I live in a very high cost of living area). That sounds like a lot until you break it down to what she has to pay for. The daycare is in her home, so unlike most people when they leave to go to work, they turn down the thermostat, she can't do that, so her electric and water is higher than most. If something breaks in her home, she has to have it repaired right away, she can't wait until next month or when money is better for her family. And she can't have it done by a friend, it has to be done by a licensed professional. Her car and homeowners insurance is more expensive than the average insurance policy. She has to buy toys for the kids to play with, inside and outside, (and she has to make sure there is a good variety and replace them when necessary), and she has to have educational toys and books available.
It's expensive, but the daycares have to pay their employees and overhead cost.
My kids are in a home daycare and she makes approximately $3000/month (before taxes and I live in a very high cost of living area). That sounds like a lot until you break it down to what she has to pay for. The daycare is in her home, so unlike most people when they leave to go to work, they turn down the thermostat, she can't do that, so her electric and water is higher than most. If something breaks in her home, she has to have it repaired right away, she can't wait until next month or when money is better for her family. And she can't have it done by a friend, it has to be done by a licensed professional. Her car and homeowners insurance is more expensive than the average insurance policy. She has to buy toys for the kids to play with, inside and outside, (and she has to make sure there is a good variety and replace them when necessary), and she has to have educational toys and books available.
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Title Post: How much is Cost of Living Allowance in EdinBurgh, Scotland for a Family with 2 Kids?
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