electric cars for kids with remote image
Adam
One of the main topics in my essay.
thanks.
Answer
When you were a little kid and your best friend just got that awesome child electric car that you could drive around, you instantly wanted one. Why? Because it made your shitty remote controlled car thing look like a piece of unsophisticated junk. Now apply that thought process to bombs...
When you were a little kid and your best friend just got that awesome child electric car that you could drive around, you instantly wanted one. Why? Because it made your shitty remote controlled car thing look like a piece of unsophisticated junk. Now apply that thought process to bombs...
How can I stay home with my son?
Atreyu & K
I am a working mother, but would love to stay home with my son. My husband and I can not afford to have only one of us working. I am looking for money making ideas that I can do from home. I cannot watch other children. I have a very hyper dog, and our place is a small condo (on bedroom). We are working on getting out soon.
Answer
You may be surprised to find that by working full time, you actually aren't making that much money at all. My daughter was in daycare full time from the time that she was 2 weeks old until the time that she was 18 months old. My husband and I thought that there was no way that I could afford to stay home because we were barely making ends meet on two full time incomes. But we sat down and figured out what it was actually costing me TO work and that after paying for daycare, extra gas for my car, clothing/uniforms, extra meals, taxes, office dues and all of the other "little expenses" that are work related and by making a few cuts here and there that we would actually be able to SAVE money ($200 to $400 a month) by having me stay at home.
**We moved to a smaller, old house (our home is 900 square feet, and has 2 bedrooms, a living-dining room a bathroom and a kitchen, and our house is 100 years old, but in good shape). Our monthly house payments on it are $500 on a 30 year loan.
**We drive older vehicles. My car and my husband's truck are both 10 years old - my car (which is actually still my highschool car which I bought used 6 years ago), is paid for and my husband's truck will be paid for next year.
**We don't have any credit card debt. We got rid of our credit cards (granted, we only had two in our possession and didn't owe anything on them), and now only keep one which we have through a credit union bank for emergencies (such as we're traveling and the car breaks down), but it's kept locked in a safe and we havn't used it for years. If we want something, we gradually save up for it.
**We don't have extras such as satellite t.v., cable t.v. or cell phones. My husband and I havn't had cell phones since we moved almost 5 years ago because the rural area we live in doesn't have cell phone reception and we don't need one. We also have never had cable so we don't miss it and it's just crap on it anyways so what's the point? Our only utilities are gas, electric, water, and a local land phone line.
**We don't buy new stuff to keep up with the Jones's. Our furniture is all used - all given to us as a matter of fact and the newest piece is 10 years old. We have 1 t.v., the 27" one I received as a gift for my highschool graduation 6 years ago - sure all of the buttons on it are broken but it can still be run with the remote and as long as it works, then hey that's all that matters...lol. We also don't buy hightech gadgets at all. We have a VHS player and a DVD player (the VHS player is from my highschool days - my parents were going to throw it out but I'm like "No! I'll take it!", and the DVD player was a wedding gift that we received when we were married 5 years ago) and that's about as techno as it gets for us.
**We don't spend money on uneccessary things such as new clothes (unless they are really needed which in reality, you only need new clothes a maximum of twice a year really, and even that's just updating a couple pairs of pants and a new shirt or two) and also spending money on fashion accessories is a waste (such as that handbag or shoes or necklace or sunglasses that some people just "HAVE" to have). We don't go shopping unless we need something and usually the only things we need are grocery items, so that's the only time we go shopping.
**Try to save some money by clipping cupons, watching the grocery adds for specials and shopping for clothes at garage sales (especially great for kids clothes as most are hardly worn and can be purchased for mere pennies, and occasionally I'll find some great deals at garage sales on clothing too).
**We don't go out or eat out. Like, ever. lol. My husband's and my dates consist of going for a drive or a walk or maybe springing for a cup of hot chocolate or coffee and talking for awhile in a quiet corner of our favorite coffee house. As far as eating out, we don't really miss it because since I'm home, I am perfectly capable of cooking meals every night because I have the luxury of time.
** I should say that my husband only brings in $27K a year after taxes (not sure how much that would be in Europe), but here it's not much at all and that's what we live off of without any kind of assistance or anything. Even living off of this, by pinching our pennies like we do, we are able to save $200 to $300 a month and still have a $300 cushion in our checking account between paychecks in case anything unexpected comes up (my husband gets paid every two weeks).
Sometimes it isn't easy, and it is tight and it does take LOTS of self discipline to stick to a strict budget, but it's worth it and it can be done! We live on $27K a year (that's what my husband brings home after taxes), and we make it work out just fine for our family. For a little extra cash, I watch a neighbor girl for an hour or two in the mornings - from about 6:00 a.m. until the school bus arrives at 7:30 a.m. It gives me a little extra cash which enables me to buy a cute outfit for my kids every now and then or something that I like (I love to do scrapbooking). So anyways, hope this helped!
You may be surprised to find that by working full time, you actually aren't making that much money at all. My daughter was in daycare full time from the time that she was 2 weeks old until the time that she was 18 months old. My husband and I thought that there was no way that I could afford to stay home because we were barely making ends meet on two full time incomes. But we sat down and figured out what it was actually costing me TO work and that after paying for daycare, extra gas for my car, clothing/uniforms, extra meals, taxes, office dues and all of the other "little expenses" that are work related and by making a few cuts here and there that we would actually be able to SAVE money ($200 to $400 a month) by having me stay at home.
**We moved to a smaller, old house (our home is 900 square feet, and has 2 bedrooms, a living-dining room a bathroom and a kitchen, and our house is 100 years old, but in good shape). Our monthly house payments on it are $500 on a 30 year loan.
**We drive older vehicles. My car and my husband's truck are both 10 years old - my car (which is actually still my highschool car which I bought used 6 years ago), is paid for and my husband's truck will be paid for next year.
**We don't have any credit card debt. We got rid of our credit cards (granted, we only had two in our possession and didn't owe anything on them), and now only keep one which we have through a credit union bank for emergencies (such as we're traveling and the car breaks down), but it's kept locked in a safe and we havn't used it for years. If we want something, we gradually save up for it.
**We don't have extras such as satellite t.v., cable t.v. or cell phones. My husband and I havn't had cell phones since we moved almost 5 years ago because the rural area we live in doesn't have cell phone reception and we don't need one. We also have never had cable so we don't miss it and it's just crap on it anyways so what's the point? Our only utilities are gas, electric, water, and a local land phone line.
**We don't buy new stuff to keep up with the Jones's. Our furniture is all used - all given to us as a matter of fact and the newest piece is 10 years old. We have 1 t.v., the 27" one I received as a gift for my highschool graduation 6 years ago - sure all of the buttons on it are broken but it can still be run with the remote and as long as it works, then hey that's all that matters...lol. We also don't buy hightech gadgets at all. We have a VHS player and a DVD player (the VHS player is from my highschool days - my parents were going to throw it out but I'm like "No! I'll take it!", and the DVD player was a wedding gift that we received when we were married 5 years ago) and that's about as techno as it gets for us.
**We don't spend money on uneccessary things such as new clothes (unless they are really needed which in reality, you only need new clothes a maximum of twice a year really, and even that's just updating a couple pairs of pants and a new shirt or two) and also spending money on fashion accessories is a waste (such as that handbag or shoes or necklace or sunglasses that some people just "HAVE" to have). We don't go shopping unless we need something and usually the only things we need are grocery items, so that's the only time we go shopping.
**Try to save some money by clipping cupons, watching the grocery adds for specials and shopping for clothes at garage sales (especially great for kids clothes as most are hardly worn and can be purchased for mere pennies, and occasionally I'll find some great deals at garage sales on clothing too).
**We don't go out or eat out. Like, ever. lol. My husband's and my dates consist of going for a drive or a walk or maybe springing for a cup of hot chocolate or coffee and talking for awhile in a quiet corner of our favorite coffee house. As far as eating out, we don't really miss it because since I'm home, I am perfectly capable of cooking meals every night because I have the luxury of time.
** I should say that my husband only brings in $27K a year after taxes (not sure how much that would be in Europe), but here it's not much at all and that's what we live off of without any kind of assistance or anything. Even living off of this, by pinching our pennies like we do, we are able to save $200 to $300 a month and still have a $300 cushion in our checking account between paychecks in case anything unexpected comes up (my husband gets paid every two weeks).
Sometimes it isn't easy, and it is tight and it does take LOTS of self discipline to stick to a strict budget, but it's worth it and it can be done! We live on $27K a year (that's what my husband brings home after taxes), and we make it work out just fine for our family. For a little extra cash, I watch a neighbor girl for an hour or two in the mornings - from about 6:00 a.m. until the school bus arrives at 7:30 a.m. It gives me a little extra cash which enables me to buy a cute outfit for my kids every now and then or something that I like (I love to do scrapbooking). So anyways, hope this helped!
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