How should married couples operate at home with finances and kids?

Alisia

My husband pays the mortage and Direct TV bill. Im responsible for electric, water, food and the internet not to mention we have 3 boys so food is costly. I make less than him and at times im behind with disconnection notices. We never discuss bills (well we use to, but it turned into a daily conversation and nothing else) and get paid bi-weekly on the same dates. We both have have car notes/ insurance to deal with outside of household bills and we handle those separately as well. What drives me crazy is that he has a butt load of credit cards and brings home things that are not needed at the time when Im behind on my part. If he handles my part is like a big deal. We dont have a joint account, mainly because I owe student loans and he's almost top shape with credit. He also locks his credit cards and checks in a safety box ( advise from his mother since my credit sucks) I end up getting into anyways with scissors. Sad, but true! Anyways being married two years, but together a total of 8yrs, this sucks and I almost want out, What the heck is the method of marraige here?!!! Another thing is with the boys, he will cook and make sure they have showers and etc, but when they fight or need him for anything he tunes them out for espn on the daily. He lives on our couch basically and crawls into bed when he's ready. I need help I dont know if Im being stupid or If I need to chill and ride the wave. We are both 28 and Im almost at the point I have one life to live and this is not it :/ more to this, but Im not trying to write a book.

Answer
I think whatever method you chose, is up to the two of you and should be fair. If you are going to keep separate accounts and designate bills, perhaps it should be apportioned to income and reviewed periodically just to be sure that it's "fair".

What are the good restaurants at Epcot and Hollywood Studios in Disney?

Yvonne Ces

Is the restaurant where you sit in car seats any good? Has anyone ever eaten there?

Answer
There are a few restaurants in each park that are very good places to eat. Here are a few of our favorites:

Disney Studios:

Sci-Fi Drive in - eat in cars while watching old sci-fi movie footage. Food was great, price not outrageous (as compared to other Disney restaurants), and the atmosphere was really cool. We ate here when we visited in March, and my kids loved it.

50's Prime Time Cafe - Eat in a kitchen with "Mom" or "Auntie" as your server. Better eat all your veggies and keep your elbows off the table, or you will hear about it. Food was good, pretty much what you would expect from a 50's type restaurant.

Hollywood Brown Derby - Signature dining for Disney. More of an upscale place to eat. Good food, but more of a fancy meal than a fun one, in my opinion.

Mama Melore's Restorante Italiano - Outstanding italian food, Great atmosphere.


Epcot:
Le Celier - Canada - Good steakhouse. The food was excellent and the price was not as bad as I expected, for a restaurant on Disney property.

Nine Dragons restaurant - China- some of the best Chinese food that I have ever had. Nice selection, decent prices.

La Cantina De San Angel - Mexico - Excellent for Mexican cuisine, and I am not a big fan of the spicy food. You sit along a waterway and eat with an exploding volcano in the background. One of our top 5 in all of Disney.

Biergarten restaurant - Germany - I love German food, and this buffet was worth every penny.

The only restaurant I do not recommend in Epcot is the Electric Umbrella or the American Pavillion in the U.S.A. These were not so good when we tried them, food was dry an pretty tasteless, not worth the money.

Those are our favorites for the places you asked about, but there are a whole bunch more. I would suggest checking out the disboards. The disboards is a message boards website all about going to Disney. You can get restaurant reviews and suggestions, resort reviews, tips for avoiding crowds, and more info than you can possibly imagine. I would also check out the Disney website and use their dining finder. Tons of info there as well.

Hope this helps, have a great trip!

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Do drivers of hybrid cars in the UK pay any tax on their fuel? and if so how much?

dave

Answer
All hybrid cars on the market right now are petrol/electric. However, no hybrid car on the market right now are plug-in capable to the mains, so the only fuel source is the usual petrol/gasoline that every other car uses. So, hybrid drivers pay the same petrol tax that every other petrol car driver pays, built into the price of petrol at the pump. Some calculators:
http://www.abd.org.uk/fuel_tax_calculator.htm
http://www.petrolprices.com/fuel-tax.html

Otherwise, they still have to pay the usual VED (excise duty), based on their CO2 emissions. You can look up that info here: http://www.vcacarfueldata.org.uk/index.asp

If gas is so expensive why don't the government encourage uses of electric or hybrid cars?

Joey

Answer
Is gas expensive in the US? Our national average price is now just under $4.00 per gallon. In the UK the same fuel would cost you over $8.00. But what is the real price of gasoline and what is the Government's role in the cost of energy?

Government has a very close role with corporations. That was once a definition of "fascism" but like a lack of privacy what was unacceptable yesterday is often not even discussed today. In a perversion of the term, in a modern "Democracy" part of the art of politics is in manipulating the population. It is sometimes hard to discern a governmental position as often politicians seem to be saying one thing and civil servants doing another and lobbyists advocating yet another.

Actions may speak louder than words. A recent study has shown that world wide governments are subsidizing fossil fuels (those things that have been around for 150 to 300 years) 12 times more than renewable energy.1 It is hard to find alternative answers when you are not looking. National funding for new research is being dictated by Petrochemical companies.2 In this way Vision is competing with established Power gained though Wealth. Wealth often gives political power but not necessarily Vision.

But "the government" is not one solid mass. It is composed of individuals. Sometimes this is to the consternation of Fossil fuel companies who feel that the a government that has been bought and paid for is going against their wishes. Sometimes it may be simply another limited bargain for other perks. Many places do have tax credits for economical vehicles. These tax credits are coming at a time when most people are not thinking of buying electric cars and supplies of such vehicles are very limited. The government is funding building of some renewable energy associated factories but mostly for those with political connections. The government is also moving many of its military operations to use more renewable energy. But this may be more a move designed at self preservation than largess.

What could government be doing? An advertising campaign could clearly spell out the advantages and disadvantages of electric vehicles. Electric motors are quiet, vibration free, have few moving parts, are maintenance light, highly efficient, high torque from 0 RPM, lighter, lower the center of gravity in a vehicle and are in many ways a better drive-train than any other available choice. The problem is getting electricity to the motor. Trolleys solved the problem 100 years ago with over head transmission. They were so successful that it took a conspiracy to destroy them.3 Today's technology is electrified roadways and wireless energy transfer.4 This will be far cheaper than installing public charging stations.5 But it would require government support and possibly funding. It would provide another way to collect highway taxes, would lower the cost of each vehicle (by eliminating most batteries) eliminate the need for charging stations, eliminate any issue of charging availability and charging times.

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