Saturday, March 15, 2014

How should married couples operate at home with finances and kids?




Alisia


My husband pays the mortage and Direct TV bill. Im responsible for electric, water, food and the internet not to mention we have 3 boys so food is costly. I make less than him and at times im behind with disconnection notices. We never discuss bills (well we use to, but it turned into a daily conversation and nothing else) and get paid bi-weekly on the same dates. We both have have car notes/ insurance to deal with outside of household bills and we handle those separately as well. What drives me crazy is that he has a butt load of credit cards and brings home things that are not needed at the time when Im behind on my part. If he handles my part is like a big deal. We dont have a joint account, mainly because I owe student loans and he's almost top shape with credit. He also locks his credit cards and checks in a safety box ( advise from his mother since my credit sucks) I end up getting into anyways with scissors. Sad, but true! Anyways being married two years, but together a total of 8yrs, this sucks and I almost want out, What the heck is the method of marraige here?!!! Another thing is with the boys, he will cook and make sure they have showers and etc, but when they fight or need him for anything he tunes them out for espn on the daily. He lives on our couch basically and crawls into bed when he's ready. I need help I dont know if Im being stupid or If I need to chill and ride the wave. We are both 28 and Im almost at the point I have one life to live and this is not it :/ more to this, but Im not trying to write a book.


Answer
I think whatever method you chose, is up to the two of you and should be fair. If you are going to keep separate accounts and designate bills, perhaps it should be apportioned to income and reviewed periodically just to be sure that it's "fair".

What are the good restaurants at Epcot and Hollywood Studios in Disney?




Yvonne Ces


Is the restaurant where you sit in car seats any good? Has anyone ever eaten there?


Answer
There are a few restaurants in each park that are very good places to eat. Here are a few of our favorites:

Disney Studios:

Sci-Fi Drive in - eat in cars while watching old sci-fi movie footage. Food was great, price not outrageous (as compared to other Disney restaurants), and the atmosphere was really cool. We ate here when we visited in March, and my kids loved it.

50's Prime Time Cafe - Eat in a kitchen with "Mom" or "Auntie" as your server. Better eat all your veggies and keep your elbows off the table, or you will hear about it. Food was good, pretty much what you would expect from a 50's type restaurant.

Hollywood Brown Derby - Signature dining for Disney. More of an upscale place to eat. Good food, but more of a fancy meal than a fun one, in my opinion.

Mama Melore's Restorante Italiano - Outstanding italian food, Great atmosphere.


Epcot:
Le Celier - Canada - Good steakhouse. The food was excellent and the price was not as bad as I expected, for a restaurant on Disney property.

Nine Dragons restaurant - China- some of the best Chinese food that I have ever had. Nice selection, decent prices.

La Cantina De San Angel - Mexico - Excellent for Mexican cuisine, and I am not a big fan of the spicy food. You sit along a waterway and eat with an exploding volcano in the background. One of our top 5 in all of Disney.

Biergarten restaurant - Germany - I love German food, and this buffet was worth every penny.

The only restaurant I do not recommend in Epcot is the Electric Umbrella or the American Pavillion in the U.S.A. These were not so good when we tried them, food was dry an pretty tasteless, not worth the money.

Those are our favorites for the places you asked about, but there are a whole bunch more. I would suggest checking out the disboards. The disboards is a message boards website all about going to Disney. You can get restaurant reviews and suggestions, resort reviews, tips for avoiding crowds, and more info than you can possibly imagine. I would also check out the Disney website and use their dining finder. Tons of info there as well.

Hope this helps, have a great trip!




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Friday, March 14, 2014

does this car on craigslist sound like a scam?




marshall27


http://pittsburgh.craigslist.org/cto/1965270326.html

here the message they sent to me--
"The car it's still available, has 82,947 miles, manual transmission. It's in perfect condition, no engine/electric problems (4 Cylinder 1.8 Liter Turbo), no accidents/liens/loans. Exterior no scratches, never been repainted, interior no rips/tears/stains, never smoked inside. I have all the car's manuals, 2 spare of keys, title,documents. I'm selling the car because my child of only 19 died 4 months ago in a car accident, a drunk driver hit him and his fiancee. He was with his fiance's car coming to our home at his little brother birthday of 10 years old. This VW Golf was his car and it brings me bad memories and that's the reason I want to sell it. The last price is $2,900.
Me and my husband travel a lot with our business and we want to make this deal through eBay's Vehicle Purchase Protection Program. I just need your full name, full shipping address, home/cell # so I can open a case (with no further obligation or fees). eBay will contact you with all the Transaction/shipping details you will need. We will take care of the shipping, so don't worry.
We hope to hear soon from you."
i have a strong feeling this is a scam what do you think?



Answer
Are you kidding me ?

Can you read ?

eBay DOES NOT HAVE a Vehicle Purchase Protection Program

OFFERS TO SHIP CARS ARE 100% FRAUDULENT

You can sidestep would-be scammers by following these common-sense rules:

DEAL LOCALLY WITH FOLKS YOU CAN MEET IN PERSON - follow this one simple rule and you will avoid 99% of the scam attempts on craigslist.
NEVER WIRE FUNDS VIA WESTERN UNION, MONEYGRAM or any other wire service - anyone who asks you to do so is a scammer.
FAKE CASHIER CHECKS & MONEY ORDERS ARE COMMON, and BANKS WILL CASH THEM AND THEN HOLD YOU RESPONSIBLE when the fake is discovered weeks later.
CRAIGSLIST IS NOT INVOLVED IN ANY TRANSACTION, and does not handle payments, guarantee transactions, provide escrow services, or offer "buyer protection" or "seller certification"
NEVER GIVE OUT FINANCIAL INFORMATION (bank account number, social security number, eBay/PayPal info, etc.)
AVOID DEALS INVOLVING SHIPPING OR ESCROW SERVICES and know that ONLY A SCAMMER WILL "GUARANTEE" YOUR TRANSACTION.

Is this a car buying scam?




Mankster


Hello and good morning! Could you please help me determine if this is a fraud?

i saw this ad on craigslist:

http://orangecounty.craigslist.org/ctd/2158686928.html

contacted the seller, and here is our email correspondence:

----------------------------------------------------------------------------------------------------------

them:

Hi,
The SUV is in perfect condition, no electric problems, no
accidents/liens/loans. No scratches, never been repainted. I have all the
SUV manuals, title,documents. I'm selling this SUV because my child of only
19 died 4 months ago in a car accident,a drunk driver hit him and his fiancee. He was with his fiance's SUV coming to our home at his little brother birthday of 10 years old. The SUV belonged to my son and it brings me bad memories and that's the reason I want to sell it. The last price is $3,900. Me and my husband travel a lot with our business and we want to make this deal through eBay's Buyer Protection Program.I just need your full name,full shipping address, home/cell # so I can open a case.(with no further obligation or fees).eBay will contact you with all the Transaction/shipping details you will need.We will take care of the shippingso don't worry.We hope to hear soon from you.
Thank you for your interest!

me:

thanks for the reply,I wouldnt buy a car without first seeing it and test driving it, maybe eventaking it to my mechanic for a checkup, all reasonable requests, right?We live in the valley. When would it be possible for us to come take a look? no look, no deal.
thanks.

them:

Hi,The car is located in Atlanta GA at DAS ( Dependable Auto Shippers ) headquarters, in the container, sealed and ready for shipping. You will have 10 days so you can inspect the car. Once you have inspected the car and decided to keep it, you will confirm your decision to eBay and only then they will re-route the money in to my account, but if by any reason, you won't be satisfied with the car you can return it back for a full refund of your money. I will take care of the shipping, don't worry. You will receive the car with all the necessary papers (clear title, bill of sale, user` manual, insurance etc). Just get back with your full name and full shipping address and I will get everything started as soon as possible, then eBay will contact you with further instructions.
Hope to hear soon from you.
Thanks a lot!


me:
Sounds like a good deal. Can I have the vin number for a quick background check?

them:
VIN: JNRAS08W75X204607

----------------------------------------------------------------------------------------------------------------------

they gave me the vin number, but this whole ebay thing and free shipping of the car makes me suspicious...

that do you guys think? thanks in advanced!



Answer
Well, I can give you the VIN and pics of my F150. As much as you would want to buy it, it's not for freaking sale and not for 10% of what it's worth, either!

Anyway, you, too...



How to recognize a vehicle scam attempt on CL:
# Shipping a vehicle to you is suggested by seller
# eBay Motors or another intermediary is specified by seller
# Payment by Western Union or a money wire is requested
# Price is unusually low (fraction of blue book value)

If you see these tell-tale signs, flag ad as "prohibited" and avoid

Offers to ship a vehicle are virtually 100% fraudulent

eBay has no involvment in craigslist for sale ads, and any eBay or similar emails or web pages you receive are fake

Never use Western Union or wire transfer to pay for goods - only a scammer will ask for this, and any funds sent will be lost

Do not buy vehicles site-unseen, regardless of low price. The vehicle does not exist, and any money you send will be lost.

Stories about divorcees or departing servicemen needing to sell quickly at a low price are generally fraudulent

If a deal sounds too good to be true, it probably is!




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