Sunday, August 18, 2013

Does anyone have budgets for things in their household?

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Jess


I'm 15 and I know I have a long way to go before I'm an adult and have my own family but I like planning how I want my life to go.
Does anyone have budgets for things in their household? Whether you have a family or live alone. I'd like to hear tips and other things like that.



Answer
OK: There is food electric etc... It is hard to tell right now with out knowing your income, cost of living etc... But good for you for thinking ahead. Here are ways to save money. For entertainment there are free things to take advantage of. The library for example. They let people get out free movies and books and some times have cheep or even free things for entertainment going on. Such as a class for something, or wine tasting for a small get together price for people that are of age.

For clothing: A lot of people are going green. This means people are buying recycled used clothing. Thrift stores and car port / yard sales are a way to reduce the new cost of clothing. Although it is good to buy something new from time to time. Saving money on the taxes. For example if you contribute to a non profit organization in 2013, you can get a rite off for your donation from the government. But you need to itemize your tax return to do so. Some people donate clothing and get money back at tax time for the donation.

Also to go green people are using solar panel electricity. This usually takes a few years to pay for itself. But you can start out small. Like if you have an out side shed you want to light, a couple of the cheep solar panels may do the job for years. About 60 dollars for two small ones. This would be an idea for a small green house. The bigger the green house the more panels you will need.

Glad your thinking ahead!

Real ideas to impact on my school's environment?




Timaayy200


I am on the student government at my entire school [which is prep/1st grade to year 12] for 2013 (my graduating year). My role is the environment. In the past the environment ministers have done small things like introduce recycle bins and shorten school food store times. We're a reasonably environmental school, but my passion for the environment saw me doing small things like this when I was in middle school. I won many awards for those small things so expectations of me are high in my position and I want nothing less than to live up to that.

In 2013, I want to do something extraordinary that will leave my impact on the school. I don't want to do the typical things that we have all heard since birth like saving water, installing solar panels and energy-saving light bulbs or preventing litter. Plus all of those are already in place. I want to do so many big things that will set me apart from everyone. (This isn't a question of me wanting to be known or setting my expectations too high. This is me really wanting to go above and beyond. I've asked this question before and all I got back was people telling me to lower my expectations. That is not how I do things.)

Does anyone have ideas? Is there anything I can do that will meet these goals? Is there anywhere I can go/anyone I can contact to find some ideas because I'm stuck.
Thank-you all very much in advance.



Answer
I would think you need to identify the areas where you can make an impact. A lot would depend on what local customs you already have in place and in what country you live.

transportation to school: if a lot of the older students use cars, are there school busses they could take? If there aren't school busses, could you negotiate a deal with a local bus company to provide very cheap bus passes if everybody is forced to buy one whether they need it or not? We had something like that at an university we attended. It was about $50 for half a year of a free bus pass. Which is a substantial saving for a student using bus, and not prohibitive for somebody who refuses to. The aim was to get students to use public transportation.

energy use in school. I don't think there is terribly much you can do. There are mandated minimum temperatures and you can't make everybody come with a thick sweater in winter so the heating can get lowered a few degrees. You could however look into an energy audit of the buildings - maybe your local electric company would offer one for free. Then you could have a fund drive for improvements - it's going to cost money and probably need better insulation

school garden. If an option a school garden is a good way for students to learn about nature and about growing their own food. Might be fun to grow mushroom in logs like shitake or oyster mushrooms, learn about herbs and weeds which can actually be used for food. Maybe also research living walls and vertical gardening if you don't really have space. Salad can be grown in vertical gardens and they look cool.

I guess another thing you could try is drives where people bring electronic waste or special waste from home. A lot of communities have them once in a while for paint or other toxic waste. Having one in a school as a regular event might get a lot of toxic stuff out of garbage cans.

You could also have recycling drives where people bring recyclable from school. If you collect e.g. aluminum cans you can sell them to a scrap yard and help funding your school garden.

You can also have students volunteer to clean up the neighborhood of the school from trash as a regular event.

Use the internet. Look what other schools have done in the more ambitious projects. You probably would best work with the community the school is in and volunteers from school providing help.




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How much is Cost of Living Allowance in EdinBurgh, Scotland for a Family with 2 Kids?

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andres bon


Hello, I would like to have an idea to assess how much will be the best offer, living decently and at least to have savings in Edinburgh, Scotland. I plan to take my wife and 2 kids with me.
I read that tax will be around 20%.
Can someone please help me lay out as follows? On a monthly basis.
Groceries, school bus, transportation (Bus), Utilities(water,electricity,etc.) , Education ( elementary and pre school), Gasoline, health care, dining out like 2x a month and any other cost I am not aware of in Edinburgh?
I know it is quite detailed, sorry.



Answer
I lived in Edinburgh. But only as a university student so my take on things will be slightly biased.

VAT (value added tax): 20% on most goods and services -- https://www.gov.uk/vat-rates
Groceries: I spent about 30 a week on myself. I do not eat meat or dairy but do eat a lot of fruit and fresh vegetables. So that would be 120 a week for one person.
School Bus: If you are from the states the school bus system is not the same. Kids are expected to make their own way to school by walking, driving, or taking the public bus. The bus each way is 70p for children.
Bus: You can buy one way fair for an adult for 1.50. A day ticket for 3.50. A week's unlimited pass for 17 (13 for uni student and 9 for children). A month's unlimited for 51 (40, 39). A year's for 612 (468,324). more information at: http://lothianbuses.com/timetables-tickets-maps/fares-and-tickets
Utilities: I was a student so I did not have to pay for water or council tax. but in a three person flat the gas/electric was about 60 pounds a month total (and their was a set payment. you you obviously used less in the summer and more than that amount in the winter but it evened out in the end).
education: free school and university-> (for those living in scotland for 4+ years). private schooling available. Most public and all private schools wear a uniform.
Gasonline: expensive. 3.65 per litre. use an automatic and only drive when needed as filling your car will probably cost 60 quid. http://www.indianagasprices.com/Edinburgh/index.aspx
health care: free as long as you are a resident. but you can pay for it if you want. www.bupa.co.uk
eating out: I was a student so i obviously ate cheap. But I would say a main at an average restaurant (not a pub meal) would be 15-20 pounds and a fiver for a drink. So one main, one appetizer, one drink each for two people would be about 65 pounds.

check out this website for more information on cost of living. http://www.expatistan.com/cost-of-living

What are some good foods to bring for a long road trip?

Q. My kids and I are moving permanently to San Diego from Alaska and driving the whole way as non-stop as possible. I just want to know what are some good foods to bring or cook and bring for the move to San Diego because I don't want to spend too much money at restaurants. Do you have any suggestions or recipes? My four kids are all teenagers.


Answer
Your getting great ideas here, let me add one.
We refer to some types of food as JAW food, just add water. And they include everything from instant soups and oatmeal, cous cous, hot drinks, cup 'o' noodles. gather up all your JAW food, usually it doesn't need refridgeration and won't go bad. then invest in one of those super fast teapot water heaters that plug into your car lighter. or you could splurge and get an inverter for your car and then you could run electric applicances off your car battery (yup, like a coffee pot, hot plate and laptop) they aren't too expenisve and being able to use electric applicaes on a long trip can be great!

Some of my other favorites are jiffy pop on a campfire. I carry V8 in cans cause I know I don;t tend to eat enough veggies on a road trip. Drinks like ensure can help a lot and again don;t have to be refidgerated, but you'll want at least one cooler with ice to chill them before you drink. Dry meat, salmon strips and crachers are filling. And although its not 'real' cheese it travels great, velveta. Nuts and trail mix are filling and take up less space then bags of chips. Also scam a supply of little ketchup, mayo, mustard, soy sauce, whatever condimnets you use from restruants before you go, they travel better then the big full jars.

Also for cheap eats, roadside farmers markets and food stall can be great finds. Avoid gas stations, they are over priced and carry junk. And with a little time online you might be able to find fairs and festivals along your way, they would make a nice rest stop and usally have all kinds of interesting, cheaper the restaraunt foods. And in a pinch you can always eat for free on Sundays at any Hari Krishna temple.




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